< End Users

Our borrowers comprise a complete cross section of the UK's small and medium sized businesses, from sole trader convenience stores to multi million pound funded biotech ventures.

A key part of our granular approach to underwriting is that we go to great lengths to understand how the business model of our clients works.

This includes extensive industry sector research and customer site visits; something that has universal appeal in a world where face to face contact has been replaced by the computer algorithm.

Our approach could be considered old fashioned, but we see it as commercial common sense, helping us, our introducers and our borrowers create their own piece of ‘Efficient Finance’.

Our borrowers comprise a complete cross section of the UK's small and medium sized businesses, from sole trader convenience stores to multi million pound funded biotech ventures.

A key part of our granular approach to underwriting is that we go to great lengths to understand how the business model of our clients works.

This includes extensive industry sector research and customer site visits; something that has universal appeal in a world where face to face contact has been replaced by the computer algorithm.

Our approach could be considered old fashioned, but we see it as commercial common sense, helping us, our introducers and our borrowers create their own piece of ‘Efficient Finance’.

“The information they wanted from us required a bit of work, but I took confidence from their thoroughness”