< FAQs

Do you have any industry restrictions?

No, we take each business on its own individual merits.


When providing asset finance are there any restrictions on the types of assets you will finance?

No, whilst we do take into account the business case for the asset purchase and carry out checks on suppliers, we are more interested in the credit covenant of the lessee.


Do you provide asset finance for businesses outside of the UK?

No, our borrowers must be operating in the UK and the assets must be for use in the UK.


Do you finance new start businesses?

Yes we do but note that we are not equity investors. Our new start borrowers and lessees are usually experienced in the relevant industry sector and generally give security in the form of asset backed guarantees to support the lending proposal.


Do you provide finance for short term requirements such as stock purchase or VAT payments?

No, we only provide term lending of between 3 and 5 years. Whilst we can be flexible, we look for the term to be linked in some way to the purpose.


I hardly see my bank and other lenders seem to want to underwrite my proposal from the comfort of their offices. I have a great story to tell, would you come and visit me?

Yes! We visit lots of potential customers so we can meet the management and learn all about their business. It’s one of the many things about us that makes us stand out from the crowd.

Do you have any industry restrictions?

No, we take each business on its own individual merits.


When providing asset finance are there any restrictions on the types of assets you will finance?

No, whilst we do take into account the business case for the asset purchase and carry out checks on suppliers, we are more interested in the credit covenant of the lessee.


Do you provide asset finance for businesses outside of the UK?

No, our borrowers must be operating in the UK and the assets must be for use in the UK.


Do you finance new start businesses?

Yes we do but note that we are not equity investors. Our new start borrowers and lessees are usually experienced in the relevant industry sector and generally give security in the form of asset backed guarantees to support the lending proposal.


Do you provide finance for short term requirements such as stock purchase or VAT payments?

No, we only provide term lending of between 3 and 5 years. Whilst we can be flexible, we look for the term to be linked in some way to the purpose.


I hardly see my bank and other lenders seem to want to underwrite my proposal from the comfort of their offices. I have a great story to tell, would you come and visit me?

Yes! We visit lots of potential customers so we can meet the management and learn all about their business. It’s one of the many things about us that makes us stand out from the crowd.

“A smooth process from beginning to end”