Asset Advantage Limited

Asset Advantage is an independent, privately owned, asset finance business.

We specialise in providing lease based funding across a wide range of equipment for small and medium sized businesses throughout the UK.

With a track record and reputation to match, our highly experienced team delivers millions of pounds of business friendly finance products to our customers.

A proven history in financing assets

1995 As part of the Brook Henderson Group we commenced trading in the asset finance sector.

2010 De-merged from the Brook Henderson Group and now privately owned.

 

Management Team

Jonathan Eddy, Managing Director

Jonathan graduated from University of Westminster with a 1st in BA (Hons) Business Studies. He initially worked for Standard Chartered Bank before moving into the leasing industry at Capital Charter (part of Bank of Scotland). Jonathan then moved to KBC Lease prior to joining Asset Advantage. He became Managing Director in 2002.

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Philip Knight, Credit & Risk Director

Philip graduated from University College of North Wales with a 2:1 BSc. (Hons). He began his career at Lloyds Corporate Banking, before moving to the Group Credit department at Lloyds Bank Head Office Risk Management. Following roles in Credit and Risk at Lloyds Bowmaker, De Lage Landen and BNP Paribas, Philip joined Asset Advantage in 2007.

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Liz Law, Head of Finance

Liz graduated from Glasgow Caledonian University with a BA in Business Studies and qualified as an ACMA in 1995. Her career spanned a variety of service industries before moving into the leasing industry over ten years ago, initially with BAE Systems before joining Asset Advantage in 2007.

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Professional, efficient and practical.  Extremely good people to do business with.

professional, efficient and practical. Extremely good people to do business with.

Asset Advantage News

Asset Advantage Ltd will be attending the NACFB Commercial Finance Expo at The Pavilion, NEC on Wednesday June, 27 – STAND G06.

Newly re-branded Asset Advantage has been working with leasing software company Copernicus to create a bespoke proposal management system.

Asset Finance

Our asset finance products facilitate the acquisition of a wide variety of business critical assets for commercial entities throughout the UK.

Rental payments are typically made monthly, over a period of between three and five years, enabling businesses to match costs to the income that the asset generates and its depreciation profile.

What makes 'Efficient Finance'?

  • Established business model.
  • An obsessive attention to detail.
  • Customer focused approach to transactions.
  • Rapid, commercial and consistent credit underwiriting decisions by an experienced team which understands how businesses work.
  • Strong inter-departmental communications culture.
  • Industry standard documentation.
  • Highly experienced and well resourced administration team, supported by a sophisticated systems infrastructure.

 

A strong combination of commercial nouse and common sense

Customers

Our customers are typically small to medium sized limited companies or partnerships, although they operate across a range of industry sectors. See examples of the typical customers below.

Day Out With The KidsWorth ResearchCaffe FratelliDW SportsFirst CounselGlasgow Caledonian UniversityThe GymNorthwood UKSceptre LeisureServiced Office GroupSkin OasisErith

FAQs

How do I get details of approved intermediaries?

Please contact our Customer Services Team by email CustomerServices@assetadvantage.co.uk or on 01256 316 200 with details of the equipment you are looking to finance and your location. We can then provide you with details of the most appropriate approved intermediary.

I am an intermediary. How can I become approved by Asset Advantage?

We are always looking out for like minded, hard working, intermediaries who want to work with us on providing finance solutions for their customers. We currently finance deals up to £250,000. In the first instance please provide us with an outline of your business by completing the contact form and e-mailing it to our Credit Director at philip.knight@assetadvantage.co.uk

Are you regulated?

No, we don’t need to be regulated for the products we provide. But don’t worry, we are patrons of the Finance & Leasing Association (FLA) and the National Association of Commercial Finance Brokers (NACFB) and support and abide by their respective codes of conduct.

I would like to finance some additional equipment. Can you help?

We will be pleased to assist, but ask that you contact the intermediary that introduced us on the original agreement. If you require their details please contact our Customer Services Team who will be able to help you - CustomerServices@assetadvantage.co.uk .

What happens if I can’t make a payment?

Please contact our Collection & Recoveries team immediately by email - Collections@assetadvantage.co.uk or call us on 01256 316 200. There will be an automatic administration charge if you miss a payment, so please contact us before it is due. Additional interest may be charged on any overdue balance. Default and arrears will impact on your ability to obtain credit in the future. Please refer to the terms and conditions of your finance agreement. 

Can I settle my agreement early?

Yes, please email PortfolioManagement@assetadvantage.co.uk who will be able to help you. Please refer to your agreement documentation for the relevant terms.

Can I get a copy of my agreement?

Yes, but unfortunately we’ll have to make a small charge to cover the cost of document retrieval. You can email our Customer Services Team - CustomerServices@assetadvantage.co.uk who will be able to help you.

What happens if the equipment is stolen or destroyed?

If your equipment is covered by our Asset Protection Program then please call 0800 032 0520 and they will manage the whole process for free.

If you don’t have this cover it is your responsibility under the terms of your agreement to insure the equipment on a fully comprehensive basis. If you need to make a claim, please contact our Portfolio Management Team immediately by email - Portfoliomanagement@AssetAdvantage.co.uk or call them on 01256 316 200. You’ll also have to inform your insurance company that the claim needs to be paid direct to Asset Advantage.  We will refund any surplus to you, but if the proceeds don’t to cover the outstanding balance on your agreement you will need to pay the shortfall. 

Until the agreement has been settled in full you will need to continue paying your rentals.

Where can I find the full guide of how my data may be used?

You can find the Guide to use of your personal and business data here:

 Full_CAIS_wording.pdf

Careers

We are a fast growing business and have ambitious plans for the future. In order to achieve this we are always looking to hire dynamic, commercially aware inidividuals and would be interested to hear from you if you think you have what it takes to be part of our team.

You’ll work in an environment that encourages the contribution of ideas, among talented people who know how to work hard and enjoy what they do. Can you make a difference to the success of our business? If so, we’d like to hear from you.

Please email your CV to: enquiries@assetadvantage.co.uk

 

Firm but fair, they impressed me with their knowledge of my industry sector

A breath of fresh air!

With effect from October 10th 2011, Asset Advantage and Rental Advantage will be under the single brand of Asset Advantage.

As part of its ongoing re-brand, Asset Advantage has launched its new website.

This reflects the single brand the Group will operate under going forwards and the progressive shift in focus the Group has had since launching its previous website – namely the much greater focus on providing asset finance on a diverse range of equipment to small and medium sized businesses.

Philip Knight, Credit & Risk Director, says “our new website reflects the core values that our business is founded on: efficiency, effectiveness and clarity”.

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Recent Starters

Asset Advantage is a fast growing company and in the last few months we have recruited some excellent people to help grow our business.

Gemma Taylor – is the newest member of our Business Support team and joined us at the end of October 2011 from Axa.

Eric Freeman –joined our Finance team as Financial Accountant at the end of January 2012.

Jo Rees – with 18 years experience in the asset finance industry, Jo brings a wealth of knowledge to our Collections & Recoveries team as Collections and Recoveries Manager.

We offer an environment which encourages the contribution of ideas and the desire to make a difference – so we are always interested to hear from suitable candidates –please visit our Careers page if this is you!

 

All Change!

Newly re-branded Asset Advantage has been working with leasing software company Copernicus to create a bespoke proposal management system.

The developments, which have been 4 months in the making, aim to assist the new business process from end to end enhancing current processes and creating essential capacity.

Senior Project Manager for Copernicus - Charles Dazeley - says of the enhancements, “there are a number of new items in this system that will greatly assist Asset Advantage in their day to day activities”.

Jonathan Eddy, Managing Director of Asset Advantage, comments “These changes will enable us to maintain a first class customer service as we continue to increase the number of transactions written each month”.

Copernicus, who are based in High Wycombe have been at the forefront of software development for the asset finance industry since 1982.

Their Solar software package covers the complete life cycle of lease, loan, hire purchase and other instalment credit contracts across all sectors of the finance industry from quotation, through proposal management to administration, accounting and settlement.

Please visit:www.copernicus.co.uk   CopernicusLogo96dpi.png

 

 

NACFB Commercial Finance Expo

-      The Pavilion, NEC   27th June 2012 

 

Asset Advantage Ltd will be attending the NACFB Commercial Finance Expo at The Pavilion, NEC on Wednesday June, 27 – STAND G06.

The Commercial Finance Expo is the only show in the UK dedicated to the business finance community and also where the NACFB Annual Conference will be held on the day featuring key speakers from across the industry.

This is a great opportunity for us to meet our colleagues across the industry – so we look forward to seeing you there!

www.commercialfinanceexpo.co.uk

Contact Us

Please fill out the contact form below and we'll be in touch.

Asset Advantage Ltd, 3rd Floor, Network House, Basing View, Basingstoke  RG21 4HG

Tel: 01256 316200, Fax: 01256 316211


 
 
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Privacy Policy

Asset Advantage Group Limited (AAGL) is committed to protecting the privacy of your personal information. Each company in our group is registered under the Data Protection Act and complies with the data protection principles set out in the Data Protection Act 1998. Our Privacy Policy explains what we do with any personal information which we collect from you on our website. If you have any questions regarding our Privacy Policy, please contact us at the address on the Contact Us page of this site.

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We will only collect personal information from you if you provide it voluntarily. At any point on the site where you can provide personal information to us you will be referred to this Privacy Policy.

If you do provide personal information to us, we will assume that you have read this Policy and have consented to us using your personal information in the ways described in this Policy and at the point on the site where you give us your personal information.

If, after providing us with personal information, you later decide that you do not want us to use it for particular purposes, please write to us at the appropriate address on the Contact Us page of this site.

Change of Policy

AAGL will occasionally change the privacy policy to reflect customer and company feedback. Any changes shall be shown on this page.

Other information collected by Asset Advantage's website

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Definition of "Cookie"

A "Cookie" is a message given to a web browser by a web server. Your web browser then stores the message in a text file on your computer. Each time the browser requests a page from the server, this message is sent back. A cookie's main objective is to identify users and personalise their visit by customising web pages for them for example by welcoming them by name next time they visit the same site. A site using cookies will usually invite you to provide personal information such as your name, e-mail address and interests.

 

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Terms of Use

Important

This site is owned and maintained by or on behalf of Asset Advantage Group Ltd (AAGL). The use of this site is subject to these Terms of Use and any other guidelines or rules applicable to the site and services that may be posted from time to time, which you should read carefully. By using this site you agree to be legally bound by these Terms of Use. If you do not accept these Terms of Use, please do not use this site.

Use of this Site

The information, services and products on this site are intended for use by UK residents (except where specifically stated otherwise on any particular page).

Our Liability

We have taken all reasonable steps to ensure the accuracy and completeness of the information on this site, but give no warranty and make no representation regarding its accuracy and completeness. Consequently, we accept no liability for any loss or damage (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this site. We give no warranty that the site will be available on an uninterrupted basis and accept no liability in respect of loss or damage arising out of its unavailability. We accept no liability in respect of loss or damage arising out of changes made to the content of this site by unauthorised third parties.

Access to and use of this site is at your own risk and we do not warrant that the use of this site or any materials downloaded from it will not cause damage to any property, including (but not limited to) loss of data or computer virus infection.

This site contains hyperlinks to other web sites, which are hosted, operated and maintained by third parties. We have no control over the content or security of any such web sites. You hyperlink to such websites at your own risk, and we make no representations and will not incur any liability in respect of the content of such web site. Our inclusion of hyperlinks to such websites does not imply any endorsement of views, statements or information contained in such websites. We cannot be liable for any loss or damage, which may arise from the use of such third party web sites.

The contents of this site are not intended to provide any financial, investment or professional advice and nothing on the pages of this site shall be deemed to constitute the provision of financial, investment or other professional advice in any way.

Nothing in these Terms of Use shall exclude or limit our duties and liabilities under any legislation or any codes of practice, which we are bound to comply with or any liability for fraudulent misrepresentation.

Your Obligations

You represent, warrant and undertake that you will not do anything or cause or permit anything to be done that may infringe, damage or endanger any intellectual property rights or damage the reputation of AAGL or any of its associated companies or any third party or do anything that is otherwise unlawful.

Indemnity

You shall indemnify and keep AAGL indemnified against all actions, claims, losses, costs (including all legal costs actually incurred or otherwise), damages and expenses that are suffered or incurred by AAGL whether or not reasonable or otherwise foreseeable or avoidable which arise directly or indirectly from any breach or alleged breach by you of any of these Terms of Use.

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The contents of this site are copyright of AAGL except where stated otherwise. All rights, save as expressly granted, are reserved. Reproduction in any form of any part of the contents of this site without our prior consent is prohibited unless for your personal use only.

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This site contains registered and unregistered trademarks belonging to us and other companies in the Asset Advantage group of companies. These may include graphics, logos, words, phrases and icons.

Privacy of Your Data

Internet e-mail messages sent via the internet are not guaranteed to be totally secure because it is possible that they can be intercepted, lost or altered. We therefore cannot accept liability for any loss or damage suffered in connection with any message sent between you and us via the internet.

Data Protection

We are committed to preserving the privacy of your personal data. Full details are set out in our Privacy Policy, which you can access via the footer of the previous web page.

Severability

The Terms of Use of this site shall be deemed severable. In the event that any provision is determined to be unenforceable or invalid, such provision shall nonetheless be enforced to the fullest extent permitted by applicable law and such determination shall not affect the validity and enforceability of any other remaining provisions.

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The Terms of Use of this site are governed by the laws of England and Wales. Any dispute regarding this site shall be subject to the exclusive jurisdiction of the English courts.

Changes to the Site

We reserve the right to change the contents of this site, including these Terms of Use. Your use of the site following such changes constitutes your acceptance of these changes.

Entire Agreement

The Terms of Use, together with those incorporated herein or referred to herein constitute the entire agreement between us, relating to the subject matter hereof and supersede any prior understandings or agreements relating to the subject matter.

Corporate Details

Asset Advantage Group Limited is registered in England number 02765920. VAT Registration No. 864 4547 95. Registered Office: 3rd Floor, Network House, Basing View, Basingstoke RG21 4HG