Business Loans

Our business loans operate in an identical way to that of the major banks, providing a cash advance to businesses.

Our typical loans support long term investment in businesses and are repayable over terms of between three and five years.

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Size of our Loans:

Minimum term:

3 years

Maximum term:

5 years

Minimum loan value:

£75,000

We lend up to:

£1 million

Asset Advantage Business Loans
are designed for: 

  • Business Acquisition

  • Management Buy-Outs

  • Management Buy-Ins

They may sometimes be used
at our discretion for: 

  • Fit-outs and refurbishments

  • Soft Assets

  • Asset finance where the equipment is coming from overseas 

Asset Advantage Business Loans are not suitable for short term cash flow requirements:

  • Cash Flow

  • Buying Stock

  • Covering Payroll

  • Debt Consolidation

  • Working Capital

  • Paying HMRC

  • Refinance

Broker Guidance Notes:
Download the Full PDF

You’ll find out the essential information
to include in your proposals for Business Acquisitions, Management Buy-Outs, and Management Buy-Ins.

Download on Content Hub
Broker Guidance Notes [PDF example]
NEXT EVENT

LIVE Meet The Funder

  • 26 Sept 2024

  • 11:00-13:00

  • Matrix House, Basingstoke, RG21 4DZ

Vickey Want and Philip Knight are the underwriting team at Asset Advantage. Come to this LIVE event at the Asset Advantage offices in Basingstoke. You will hear the detail on our credit appetite, and have the opportunity to ask your questions to Vickey and Philip in person.

Join us at this networking opportunity, where you will also be served a light lunch.

Business Acquisition

With Asset Advantage’s business loan product you can:

  • Expand your offering to include business acquisition

  • Support your customers with
    their growth and expansion plans

Biggest loan t0 date

£1.2 million for bottling line

How it works

With our business loan facility your client has more flexibility in the financing of their assets. Business Loans are typically used for Acquisition Finance, or Management Buy Outs or Buy Ins.

Guidance on applying for Business Loans for Business Acquisitions

Information about the business being acquired

  • What does the business do?
  • Who are their customers?
  • What is the history of the business?
  • Outline of the infrastructure

Information about
the acquirer

  • Company - regular credit information
  • Individuals- CVs, personal net worth statements

Strategy behind the acquisition

  • Why is the buyer buying?
  • What experience do they have in the sector?
  • Why is the seller selling?

Request a Call Back

If you would like to find out how our business loan product could help your clients, contact Katie Dowse, Business Development Manager.

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What our broker panel say

  • On a recent £200k facility that paid out, I was very impressed with the decision turnaround, clear route to completion and effectiveness of all staff involved.
  • Love the team, the process and the honest communication.
  • Very transparent, and willing to listen to ideas around structure, security etc.
  • I do enjoy the human aspect of the relationship when discussing a transaction.
  • I've always found the availability for a credit team member to be willing to visit a client in order to try and secure a facility with you, to be extremely refreshing and supportive in working together to get the same desired outcome.
  • Asset Advantage are very easy to deal with and will look to understand the customer.