CapEx Term Loan
Our Capital Expenditure Term Loan provides straightforward funding for business assets where traditional finance may not work, including specialist equipment, soft assets, fit-outs, refurbishments, or commissioning costs.
It gives businesses upfront capital to invest in essential assets, drive growth, boost capacity, and enhance operational efficiency. Facilities range from £75k–£500k with 3–5 year terms, making it a flexible solution for a wide range of business investments.
CapEx Term Loan
A CapEx Term Loan provides straightforward funding for business assets, giving upfront investment with the ability to repay over time.
Facilities from £75k - £500k
3-5 year terms
- Fit-outs and refurbishments
- Soft assets
Intangible costs
What it Funds
The CapEx Term Loan supports various growth-focused expenses, including:
Purchasing new equipment and machinery
Funding refurbishments and fit-outs for existing or new premises
- Investing in technology, IT, and software
Marketing, customer acquisition, and business expansion initiatives
![Broker Guidance Notes [PDF example]](https://www.assetadvantage.co.uk/wp-content/uploads/2025/05/Broker_Guidance_Notes_PDF_Optimised.png)
Requirements
The assets must be for use in your client’s business
- The business must be based in England and Wales
How to Apply
Approved members of the Asset Advantage Broker Panel can email: [email protected]
Direct customers can contact:
William Thompson
Email: [email protected]
Tel: 07345 416 852
Case Studies
- CapEx Term Loan
Amount Financed
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“In 40 years of working for banks, and subsequently setting up my own brokerage, I have never met such flexibility or willingness to listen. It was a complex deal, and at every juncture you found a solution. This is exceptional service.”Term:3 YearsPurpose:AV Equipment For Commercial Property - CapEx Term Loan
Amount Financed
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"£400,000 delivered as a blend of loan and finance lease on a 5 year term".Term:5 YearsPurpose:Fit Out Of New Start Gym - CapEx Term Loan
Amount Financed
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“Asset Advantage offer the best rates for new starts. By bringing the deal to Asset Advantage, the client was able to get the whole deal funded.”Term:5 YearsPurpose:6 Glamping Pods - CapEx Term Loan
Amount Financed
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"For this deal, rate was key. Asset Advantage have great rates for new starts, and having the agreement on a 5-year term meant affordable repayments for the customer."Term:5 YearsPurpose:Fit-Out & Furniture For New Start Sign-Making Franchise - Finance Lease
Amount Financed
£0
“I like Asset Advantage because they are really commercial. They don’t just look at the net worth of the company, but the people behind it, and they paint a picture of how viable it might be in the future.”Term:5 YearsPurpose:Finance Lease For New Ice-Cream Kiosk - Finance Lease
Amount Financed
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“A known business model to Asset Advantage combined with very experienced owners, led to an approval on this deal.”Term:5 YearsPurpose:Finance Lease For Horse Water Treadmill And Cold Water Spa System - Finance Lease
Amount Financed
£0
“A dog grooming and hydrotherapy business is a different type of industry, but I knew Asset Advantage would take the time to consider the proposal thoroughly.”Term:5 YearsPurpose:Hydrotherapy Unit For Dog Hydrotherapy Business - Finance Lease
Amount Financed
£0
“Not many other funders would offer a 5 year term on a used piece of equipment, but Asset Advantage look beyond the asset itself and base their decision-making on the customer profile, and an understanding of what that equipment would generate for the business.”Term:5 YearsPurpose:Finance Lease For Used Laser Machine For Beauty Salon - CapEx Term Loan
Amount Financed
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“Asset Advantage always take a commercial view, which is great… the fact that this was a New Start business would have ruled it out for many funders.”Term:5 YearsPurpose:Business Loan For New Start Jewellers Secure Shop Front - Business Acquisition Loan
Amount Financed
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"With Asset Advantage, you have the confidence and certainty that if they say they’ll do it, they’ll do it.”Term:5 YearsPurpose:Business Acquisition Loan To A Growing Security Systems Company - Business Acquisition Loan
Amount Financed
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“Asset Advantage really like expansions and business purchases where it makes sense. Asset Advantage have a low rate for soft assets and business acquisitions which was a big driver too."Term:5 YearsPurpose:Business Acquisition Loan For Trampoline Park And Soft Play Business - CapEx Term Loan
Amount Financed
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“This deal shows exactly why Asset Advantage is a brilliant funder... they massively supported the funding line, and showed great flexibility with combining a loan and asset finance to fully support the fit-out project."Term:5 YearsPurpose:Business Loan And Hire Purchase For Fit-Out Of High-End Cocktail Bar - Hire Purchase
Amount Financed
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Even though the equipment requirement was a high advance for a new company, there was a good story to the deal.Term:5 YearsPurpose:Hire Purchase For 12 BBL Brewhouse - Hire Purchase
Amount Financed
£0
"Industrial Racking can be a trickier asset class, and not every lender has the appetite to fund it, but this is in the sweet spot for Asset Advantage."Term:3 YearsPurpose:Hire Purchase For Industrial Racking - Finance Lease
Amount Financed
£0
"A comprehensive and well thought out business plan from a New-Start customer who had experience in the print sector."Term:5 YearsPurpose:Finance Lease – Printing Equipment For New-Start Business